I've been working on this on and off for quite a long time - so long that I could really use some other critical eyes on this. This started as just an exercise in sculpting and hair creation, and I somehow got carried away and now I'm making the whole character....
I know what you mean! If I could offer my opinion? I think her legs are not proportioned correctly, they are too short. Is she a game character or are you going to make finished images of her? Because this makes a difference in the amount of realism you go for. I find her face compelling - I think she is a character people would care about. The hair is good, but it does need tweaking and I would push the clothing a little more. If she is meant to be more stylized then obviously you can exaggerate things. I think she is a great result - but if you want to see her alive then rig and add some expressions - I think she will blow you away. Well done.